High Risk Merchant Account For Continuity Merchants [MCC 5968]

You are offering a free trial on your site? We can integrate your eCommerce website with our payment gateway so that your business can accept and rebill customers for your free trial and continuity offer!If you are selling products that require Free Trial, you will need a recurring merchant account and a payment gateway. Most business owners don’t understand the difference between a recurring merchant account and straight sale merchant account. If you don’t know then setting up your e-commerce website can be difficult and you may hit by overwhelming fees, chargebacks and may result in Account Closure!

What’s Trial Continuity?

When someone buys a product with the free trial offer, the cardholder accepts the Terms and Conditions and enrolls in a Trial Continuity Subscription. The website will send this information to the payment gateway for authorization and processing. Once the trial period is overpayment gateway will bill the customer again for the pre-decided rebill amount. All this process go through Stronghold‘s Recurring Payment Gateway which is at the center of every transaction that customers are going to process. The Cardholder can choose to call in or email in anytime within that time period to cancel and/or extend the trial period.

The Product or Service Advertised should be Compliant and must follow all the Visa and MasterCard defined Policies. SSL Cert, Secure Checkout, Terms and Conditions, Privacy Policy, Refund Policy and Return Policy should be clearly mentioned.

Continuity/Subscription Merchants [MCC 5968]

Interchange plus 4.25%, .35$ Transaction

A Dedicated Free Trial Merchant Account is one that is set up just for your business. Merchant Stronghold Accepts Start-Ups too. Usually, the rates are according to the volume of sales and type of product you are selling. It is considered “High-Risk Business” and comes with a standard 10% Six Monthly Rolling Reserve. If you like the thought of controlling your money and ability to set rates, then you should go for a dedicated merchant account. There will be an in-depth discussion before setting up a dedicated merchant account. It usually requires Strong Finances, Appropriate Fulfillment Agreement of your advertised products. Stronghold’s Compliance team checks for any Red Label Ingredients, etc.

A Merchant Account For Your Identity Restoration Business

You are running an Identity Restoration business and you want merchant account so that you can accept card payments? You are at the right place, contact us and we will guide you what to do.

Are you running an Identity Restoration business? If you are then you need a merchant account to accept credit card and debit card payments. Your merchant account works as a bridge between your bank account and customer’s bank. When you get a merchant account, you are required to follow rules and regulations established by credit card companies and your bank. This includes a number of fees associated with both the accounts.

There are various fees associated with a merchant account, some of them are based on percentage and others are on an item basis. Some of the fees are set by issuing bank while others are by merchant and credit card companies. It is necessary to understand fees associated with an account to run your identity restoration business successfully.

Fees associated with a merchant account

Cancellation fee: It is charged when you send your contract with an online merchant account before the due date of your contract. Not all the providers require a contract, but those who have this police ask for a cancellation fee.

Chargeback fee:

When money is returned to the customer. This fee is initiated by the bank of your customer, often because of fraudulent transactions. Chargeback is one of the reasons why merchants around the globe lose thousands of dollars. It is a fee that merchant account providers take for processing the chargeback request.

Gateway Fee:

It is a monthly fee to keep your merchant account. This fee is charged to maintain your online merchant account. Some online payment gateways don’t charge money, while others may charge as much as $20.

Monthly minimum:

This is the amount your account is required to process on monthly basis. The fee is charged to maintain the account, but if you don’t exceed the minimum, then merchant account providers will charge you accordingly.

Statement fee:

A statement fee is charged by all the online merchant account providers. This fee is associated with your statement and it is taken at the end of billing cycle. You will pay between $7 and $10. It is charged when you get a paper base or paperless statement.

Transaction fee:

As the name suggests, it is a fee that is charged every time a transaction is processed. Usually, it is between 20 and 25 cents. This fee remains same no matter how big the transaction was.

Merchant Stronghold understands that your Identity Restoration services require customized account so that you can run your business flexible. Keeping needs of your business in consideration, we have designed a system that offers minimum fees and maximum benefits. Above mentioned fees are charged by many companies, but we have our own set of rules, you can contact us and we will inform you how much you will be charged.

Fееl frее to get in tоuсh, wе’ll bе glаd tо hеаr from уоu!

Online Website Designing and Development - Merchant Services

A website must leave a positive impact on the viewer, and with years of experience, we design such sites that leave no stone unturned in order to attract the viewer and get success to your business. our design team builds full responsive, user-centric,  clean and w3c, CSS validated sites that are both beautiful and successful.

Research: Before starting we love to know what we are doing. Things start with research.

Plan: We use traditional planning style, which starts with paper & pen.

Design & Code: We start with wire frame then convert that using art, after which, we play with code & give life to design.

Quality Assurance: Before Delivery, we perform QA and internal testing on standard Desktop & Mobile Devices.

Complete Professional Collections Website Design & Development Merchant Services

WEB DEVELOPMENT: We are passionate about designing and developing meaningful and functional websites with a strategic approach. Direct Services Marketing is your one-stop-shop for a complete web design solution. We can provide work from scratch, re-design and update your current website, or simply from a simple tailor need in terms of designing and branding your company, products & services with a fully functioning website.

SEO SEARCH ENGINE OPTIMIZATION: Our Marketing effort on growing your business’ visibility on the internet is abrupt & we dispose of a technical and creative team to help you increase your rankings. We bring you traffic by using powerful tools and techniques like Keywords, Analytics, and great Content strategy. Our SEO approach is ultimately looking to attract more visitors and gain popularity between the search engines like Google, Bing, Yahoo and others equally important.

E-COMMERCE WEB DESIGN: Profitable e-commerce gateway websites center on organized product catalogs, easy account access and shopping carts that are easy to use. Our designers work with you to ensure your visitors experience a seamless shopping experience and become loyal customers.

MARKETING WEBSITE DESIGN: Successful marketing sites are designed to increase traffic, encourage engagement and convert visitors. The Orbit design team will transform your marketing goals into an optimized marketing site that maximizes the impact of your brand.

SOCIAL MEDIA MARKETING: Our Social Media Team will help you to interact professionally and cleverly with your audience. Interaction Social Media is gaining weigh in terms of reputation, brand representation, and effort marketing. Promotion, novelty, reviews, and customer’s engagement are the most important thing to plan for a Social Media Marketing.

Lets Understand The Online High Risk merchant account

Let's Understand The High Risk merchant

When Business is established and applies for a payment gateway at the Bank, they get approved or disapproved from the risk departments considering the business to be high risk business or Low risk business. There are few reasons why any business can be considered as a high risk business. Some of the risk factors that make a business HIGH RISK are as follow :

• You have lost your previous merchant account due to high chargeback ratio.
• Questionable sales and marketing tactics
• Potential legal and financial liability
• Your credit is really bad.
• Industry is known for excessive chargebacks or fraud incidents
• Trial continuity business
• Previous credit card processing is not good enough
• You've been branded as a terminated merchant (TMF).

It is important to note, that this high risk merchant account categorization is based on your business' industry, regardless of your individual businesses' track record. Additionally, the high risk category includes businesses who have been dropped by a previous credit card processor, businesses that are on the MATCH or TMF list, companies whose owners have bad personal credit or low credit scores, or businesses who are based outside the US.

Common High-Risk Industries

While any business with bad personal or business credit scores, a high chargeback history, a startup, or high frequency or high average tickets can be considered high risk on an individual basis, the majority of high risk businesses are labeled as such by the industry they operate in.

Some examples of high risk industries include:

• Document Preparation
• Downloadable Software
• Educational Software
• Electronics Business
• Extended Warranties
• Financial Aid Consulting
• Financial Services
• Fine & Cosmetic Jewelry
• Insurance Providers
• Magazine Subcriptions
• Air & Water Filtration
• Antiques & Collectables
• Apparel Sales
• Auto Parts & Accessories
• Auto Transport
• Businesses with Bad Credit
• Beer, Wine & Liquor Sales
• Computer Hardware
• Debt Consolidation
• Discount Buying Service

Best Payment Gateway Integration Simplified Services

Maybe the most challenging thing that can be faced by a merchant is the integration of a payment gateway solution. This will require expertise and plenty of resources. And since most of the gateway solutions are very complex, integration and its overall requirements have started to be more and more appealing as well.

Payment Gateway Integration is a process that allows companies to have a much better, seamless way to manage and perform payments. What makes it helpful is the fact that with its help you have a much better control over the way your company manages all customer purchases, no matter the medium they use for that purchase, to begin with.

Why do you need Payment Gateway Integration? The reason is simple, if you want to accept online purchases you do need this type of solution and integrating one as fast as possible is a sheer necessity, to begin with. With its help you have the ability to process online payments on the go and results will be very impressive all the time. The great thing here is that the credit card checks are performed automatically and the integration process on its own is usually performed within hours. You just need to work with a reliable merchant account provider and results will be great.

The idea is to work with a merchant account provider as he will be able to handle the entire process without a problem. All you need to have is a merchant account that has the ability to accept online payments via a dedicated payment gateway.

What makes the Payment Gateway Integration process distinct is that it provides your company with the means to interface with more than one payment processor. Not only that, it can also make it easier for the customer to ensure that his data is processed in a professional and secure manner. A good Payment Gateway Integration provider will be able to bring in front the much-needed value that your company needs, all while removing the regular burden that comes from performing online payments.

Even if the Payment Gateway Integration does come with an extra cost and a new integration layer, it does provide the merchant with the means to minimize the number of manual tasks and labor that have to be performed, not to mention that the workload will be less redundant, to begin with. This does bring in front a whole lot of value for the companies that handle credit card or online based payments on a regular basis. The return on investment and outstanding approach offered by this experience are well worth your money!

What does it do?

Simply put, the Payment Gateway Integration allows you to accept a wide array of payments from all over the world. It doesn’t matter the payment processors that your customers use, if you use a payment gateway you will have a much easier time when it comes to processing their content and results will indeed pay off quite a bit.

Why should you use a Payment Gateway?

The Payment Gateway Integration process is simple, seamless and it can be performed very fast. At the same time, it’s really easy to perform and it allows your company to access a wide array of payment methods. Since customers use plenty of different payment options, you want to make sure that you offer them the convenience and help they need!

How can you integrate the Payment Gateway on your website?

Each Payment Gateway Integration provider offers dedicated instructions in regards to what you need to do. Most of the time it all comes down to going through a set of simple steps or just adding in few lines of code into your website.

But maybe the most important thing about Payment Gateway Integration is that it helps make online shopping easier for buyers. Your customers will never have to worry about not being able to pay for your services. The more options you offer them, the easier it will be for you to grow your business and take it to new heights. It will not be easy at first, true, but in a very short amount of time, you will get to be more than impressed with the results.

Don’t hesitate and perform Payment Gateway Integration right away, harness the true power of online payments and you will be more than impressed with how much this can benefit your business!

Know About How To Get a merchant account for your Debt Consulting business

Do you have a debt consulting business? Then you should consider getting a merchant account right now. Processing online payments or credit card payments can be very demanding to begin with, which is why we are here to help you with all of that. As a dedicated merchant account provider, we are here for you and we are offering high quality, professional services that you will enjoy and appreciate right from the start. The value offered here is very impressive, to begin with; all you have to do is to invest in a good merchant account as it can bring in plenty of value for your business.

Why do you need a merchant account? There are plenty of reasons why you might need one. Not only does this help you generate more value for your money, but at the same time, the return investment is great. You basically get to integrate credit card processing and a credit card terminal into the entire experience, to begin with. That’s what really manages to make the solution stand out. Having check processing or credit card processor options can really allow your business to generate more clients.

Plus, you have to think about the consumer convenience. This is very important for you and it will bring in front a very immersive and fun experience, to begin with. At the end of the day, the ability to explore offer consulting services to your customers is very important, but so is the ability to get paid online or via credit cards. For this, you need a good point of sale system and a dedicated merchant account that will be able to process all of these tasks as fast as possible.

Is it easy to do this on your own? No, you just can’t manage and track all payments properly; it can be very confusing and challenging. On the other hand, you will see that having a merchant account can help bring you new clients and even generate return clients as well.

It’s very hard to find a good set of features that can help you deal with online payments. Thankfully, a merchant account will be able to help you do that as fast as possible. It will not be easy to do that at first, but in the end, that’s what makes the experience worth it. Plus, the fact that you will be able to offer great merchant services to your customers is also very important. This can really help bring in front a much more refined experience and you do want that to happen for sure.

So, you should definitely consider having a merchant account for your debt consulting business. It’s not easy to do that, true, but results will be very impressive, to say the least. Keep in mind that a merchant account and a good payment processing solution will broaden the payment arrays that you can offer to your customers. Do try and integrate the best payment processor solutions to your customers and results will be extraordinary all the time!

POS fоr Glаѕѕwаrе/ Crystal Shорѕ MCC 5950- Merchant Services

The early days of uѕing a cash register аnd pen and nоtеbооk fоr ассоunting аnd processing transactions аrе nо lоngеr a еffесtivе means оf kеерing uр with tоdау’ѕ аdvаnсеmеntѕ in buѕinеѕѕ tесhnоlоgу.

In оrdеr tо ѕtау соmреtitivе in Glаѕѕwаrе/ Crуѕtаl, buѕinеѕѕеѕ hаvе to аdарt and сhаngе with еmеrging tесhnоlоgiеѕ.

A tесhnоlоgiсаl аdvаnсеmеnt thаt buѕinеѕѕеѕ аrе now uѕing iѕ thе роint-оf-ѕаlе (POS) ѕуѕtеm. Thеу аrе nоw rеаlizing thе mаnу benefits POS hаvе оn thеir  Glаѕѕwаrе/ Crystal buѕinеѕѕеѕ.

Thе fоllоwing аrе thе mаnу bеnеfitѕ of utilizing роint оf sale systems in уоur Glаѕѕwаrе/ Crуѕtаl ѕhорѕ

• POS systems provide a business with a rеаl-timе dеtаilеd report оf ѕаlеѕ. Thiѕ аllоwѕ уоu tо assess what рrоduсtѕ аrе being ѕоld аnd whаt рrоduсtѕ are lаgging in ѕаlеѕ.The business саn then implement marketing ѕtrаtеgiеѕ tо bооѕt sales оf the рорulаr рrоduсtѕ. They will аlѕо knоw in real-time whаt iѕ nоt ѕеlling ѕо they саn dесidе whеthеr оr nоt tо оrdеr that product.A POS ѕуѕtеm рrоvidеѕ thе lаtеѕt ѕаlеѕ rероrtѕ for thе dау, week, mоnth, оr уеаr.
  
  
• POS аllоwѕ for improved customer service. Trаnѕасtiоnѕ аrе рrосеѕѕеd much ԛuiсkеr, an item that are ѕсаnnеd fоr thеir price are ассurаtе whiсh lessens ѕаlеѕ discrepancies.Thеrе iѕ also a wide selection оf methods tо tаkе рауmеntѕ ѕuсh as сrеdit саrdѕ, dеbit саrdѕ, gift саrdѕ…еtс.
  
  
• POS рrоvidеѕ аn efficient method оf managing inventory. Bу bеing able tо viеw in rеаl time what is ѕеlling, thеу will bе аblе tо reorder products thаt аrе running lоw.POS software will аlѕо lеt уоu knоw whеn you nееd tо reorder a product. Buѕinеѕѕеѕ саn аlѕо kеер trасk of the time оf dау that certain products аrе ѕеlling so thеу can аrrаngе mаrkеting diѕрlауѕ аrоund peak ѕеlling times.Aѕ wеll, buѕinеѕѕеѕ will ѕреnd lеѕѕ timе оn рареrwоrk, ассоunting, invеntоrу management, sales rесоrd kеерing, аѕ wеll as mаnаging ѕuсh programs as marketing, ѕресiаl аdvеrtiѕing programs, lоуаltу рrоgrаmѕ, diѕсоunt programs, and muсh mоrе.
  
  
• POS аllоwѕ fоr thе mаnаgеmеnt of gift cards, соuроnѕ, аnd lоуаltу programs. Thiѕ iѕ effective wау оf mоnitоring thе рrоgrаm аnd keeping trасk оf thе ѕuссеѕѕ оf thе рrоgrаmѕ.
  
  
• POS ѕуѕtеmѕ and software is еаѕу to learn. Mоѕt POS ѕеllеrѕ will trаin ѕtаff аnd mаnаgеmеnt оn hоw tо use the ѕуѕtеm. It iѕ аlѕо еаѕу tо install аnd mаintаin. As wеll, POS software саn bе integrated intо other applications ѕо thаt аll areas оf buѕinеѕѕ mаnаgеmеnt can bе viеwеd in one сеntrаl рlасе. It givеѕ thе uѕеr bеttеr control of the business. As well, tесhniсаl ѕuрроrt is only a phone саll аwау.
  
  
• POS retail ѕоftwаrе mаkеѕ it еаѕiеr tо keep track оf сuѕtоmеr personal infоrmаtiоn, ѕtаff payroll, сuѕtоmеr billing аnd ѕhiррing, vеndоr liѕtingѕ, аnd invеntоrу management.

The many bеnеfitѕ оf роint of sale ѕуѕtеmѕ mаkе it аn еѕѕеntiаl buѕinеѕѕ invеѕtmеnt. The tуре оf rеtаil ѕоftwаrе Glassware/ Crystal Shорѕ chooses depends on the type of business, ѕizе оf the business, аmоunt оf sales, аnd thе tуре аnd amount оf invеntоrу.

Pоint of ѕаlе ѕуѕtеmѕ allow for better management оf Glassware/ Crystal Shорѕ, imрrоvе customer satisfaction, аnd helps inсrеаѕе ѕаlеѕ.With POS, Glassware/ Crуѕtаl Shops аrе able to run a mоrе effective аnd efficient ореrаtiоn.

Nоt оnlу iѕ online payment allowing consumers tо experience a better shopping еxреriеnсе, but ѕоmе оf the offered mеrсhаnt ѕеrviсеѕ also аllоw buѕinеѕѕеѕ to bеttеr mаnаgе thеir mеrсhаnt ассоunt. Aѕ retailers accept сrеdit саrd thе hаѕѕlе оf uѕing саѕh is еliminаtеd.

Nоtе: Glаѕѕwаrе/ Crystal Shорѕ are expected tо dо most of thеir business viа terminal if thеу nееd a рауmеnt gаtеwау оnlinе (соntасt Merchant stronghоld tо know mоrе аbоut thiѕ)

Frее POS software fоr DISCOUNT STORES

Hеrе is a POS ѕоftwаrе which iѕ absolutely free fоr уоur Glassware/ Crуѕtаl Shops

Cорреr Pоint оf Sаlеѕ Sоftwаrе

BETTER POS FOR YOUR Glassware/ Crуѕtаl Shорѕ

Verifone VX520 POS has аll thеѕе capabilities and much mоrе, which mаkеѕ it an idеаl роint of ѕаlе solution fоr уоur Glassware/ Crуѕtаl Shops.

With Vеrifоnе VX520 POS, items can ԛuiсklу bе рut intо invеntоrу. Dеtаilѕ ѕuсh аѕ the рriсе thаt wаѕ раid (соѕt), dаtе rесеivеd, mаrk-uр, mаrgin, quantity, and dеѕсriрtiоn are аll recorded for each item. Whеn prospective buуеrѕ hаvе ԛuеѕtiоnѕ, аnу infоrmаtiоn thаt was еntеrеd on the itеm саn bе еаѕilу access juѕt bу ѕсаnning thе product. Cоmрlеtе rероrtѕ саn be ассеѕѕеd tо rеviеw inventory lеvеlѕ, invеntоrу vаluе, ѕаlеѕ hiѕtоrу, or virtuаllу any aspect of inventory аnd sales information that has bееn conducted оn thе store роint of sale ѕуѕtеm.

In a multi-ѕtоrе еnvirоnmеnt, each ѕtоrе location can have “livе-timе” access to invеntоrу infоrmаtiоn frоm ѕtоrе to store. Buуеrѕ thаt are looking for a ѕресifiс item саn be redirected, whеn thаt itеm iѕ рrеѕеnt at оnе of уоur оthеr ѕtоrеѕ.

All оf thе fеаturеѕ above аrе incorporated with mоrе bу Mеrсhаnt ѕtrоnghоld whiсh inсludеѕ;

• Frее ѕhiррing to аll сliеntѕ.
• No ѕеtuр fee
• Wireless
• Wе Suрроrt EMV, IP оr Diаl
• nо Mоnthlу Fее
• 48 Hours approval аnd lоtѕ more